Think OLX and Allegro are the best way to find an affordable bike? Not necessarily! With us, you can count on a 2-year warranty and high quality. And we'll split the payment into convenient installments. We don't work with any banks or other financial intermediaries, so our rules are simple, and the entire process won't take much longer than if you paid upfront. Remember, there's no catch. There are no hidden fees, commissions, or other unusual charges. See for yourself:

1. Choose from ready-made bikes or order a bike of your own design
2. Show that YOU are you:
   1. You are on FB/Instagram/Linkedin (account min. 1 year old) – please share (FB/Linkedin) any entry from the antymateria.com blog or like our post (Instagram)
   2. Show photo ID (ID/passport/ID card/driving license)
3. Sign the contract – template below

How much does a bike cost on installments at Antymateria?

The same as without installments. In other words, we don't charge any additional interest, commissions, or fees (unless you're late with your repayments, which is a different story; see the consequences detailed in the contract). In the context of purchase costs, it's worth mentioning that we can save over 40% of the retail price if we buy a bike "for business." Full details can be found in our blog post dedicated to tax matters related to purchasing a bike .

Bike on installments, but what kind of installments?

If the bike costs up to 2,000 PLN, you pay 1/3 upfront and the remaining 2/3 in equal installments at the end of the month following purchase, and at the end of the month after that. For example, if the purchase price is 1,800 PLN (that's how it's divided by 3 :)) and you pick up the bike in mid-February, you pay 600 PLN upfront, 600 PLN at the end of March, and 600 PLN at the end of April. If the bike costs over 2,000 PLN, you can pay up to 4 installments (i.e., 1/4 upfront and another 3 installments at the end of the next 3 months). Can we include accessories like security or lighting in the bike price? Of course! Contract template - Microsoft Word document--> Antymateria_agreement_sales_installment Contract template - document in PDF format --> Antymateria_agreement_sale_installment If you are pressed for time, print 2 copies at home and bring them with your completed personal data!

Why not OLX and Allegro?

In addition to selling our own bike models, we repair and service all brands. Almost all, as we sometimes refuse to help with bikes purchased through Allegro and OLX. This is for at least two reasons. A key factor in enjoying riding our bike is that it's tailored to our height and build . Need inspiration? Take a look at our custom-designed bikes or check out our standard configurations . If you bought a bike primarily because of the price, don't be surprised that changing the handlebars or adjusting the saddle won't help you achieve a comfortable ride. Another issue is the condition of these bikes. In fact, we sometimes receive bikes that look as if they've been through the war. A particularly large number of "corpses" are imported from the Netherlands. Not only are these bikes heavy and of rather primitive construction, but they've also been kept outdoors for years and are often incapable of being revived. The final issue is the legality of the source. Sure, there are many reputable sellers on the aforementioned platforms. But unfortunately, so-called "bargains" sometimes involve bikes that have disappeared from someone's front door in Amsterdam or Berlin. Are we just scaring people to secure a sale? Well, we've witnessed unpleasant experiences with bikes that came to us for service, but unfortunately, had previous owners who still haven't forgotten about them...